How Are Future Medical Costs Calculated in Injury Cases? | VA Lawyer

 Posted on February 05, 2026 in Personal Injury

Future medical costs can be a major concern, especially after a catastrophic injury. When someone suffers life-changing harm, the financial impact can last for years. According to the Centers for Disease Control and Prevention, about 21 million people are treated and released from emergency departments for nonfatal injuries each year, and many require ongoing care.

As of 2026, courts continue to recognize that injury claims should cover not only current medical bills but also the care a person will likely need in the future. If you are facing a long recovery, a Woodstock, VA catastrophic injury lawyer can help make sure those future costs are properly calculated and supported.

What Are Future Medical Costs in an Injury Case?

Future medical costs are the expenses you are expected to have after your case ends. These go beyond your initial hospital visit or early treatment.

They often appear in catastrophic injury cases involving traumatic brain injuries, spinal cord damage, severe burns, or major fractures. When doctors believe ongoing care is medically necessary, those expected costs can usually be included in a claim.

Virginia law also places time limits on when an injury claim must be filed. Under Va. Code § 8.01-243, most personal injury actions must be brought within two years after the cause of action accrues, making it important to evaluate both current and future medical needs as early as possible.

Can You Recover Future Medical Expenses Under Virginia Law?

Virginia law allows injured people to pursue compensation for medical care they are reasonably expected to need in the future. When an injury is caused by another party’s negligence, damages may include not only the cost of past treatment but also anticipated care supported by medical evidence.

Courts typically look for clear, professional opinions showing that future treatment is likely and related to the injury. Strong documentation helps connect these projected expenses to the accident and supports a more accurate claim value.

What Evidence Is Used To Calculate Future Medical Costs?

Future medical expenses are based on careful medical review. Strong evidence helps courts and insurance companies understand the long-term impact of an injury.

Common evidence includes:

• Doctor opinions about future treatment
• Life care plans that outline expected services
• Expert testimony estimating long-term costs
• Medical records showing how serious the injury is

Together, this information creates a clearer picture of what care may be needed and what it could cost.

What Types of Future Medical Care Are Often Included?

Serious injuries can affect nearly every part of daily life. Many people need continued support long after the initial recovery period.

Future care may include:

• Additional surgeries or procedures
• Physical or occupational therapy
• Long-term medication or pain treatment
• Mobility equipment like wheelchairs or prosthetics
• In-home care or skilled nursing services
• Changes to a home or vehicle

Because these expenses can last for decades, estimating them correctly is very important.

Why Are Expert Opinions So Important in Injury Cases Involving Future Medical Care?

Experts help explain both the medical and financial sides of an injury. Without this guidance, it can be difficult to show the true cost of long-term care.

Life care planners review how the injury affects daily living. Economists may estimate how medical costs could change over time. This process helps ensure that a settlement reflects real future needs rather than guesses.

Can Insurance Companies Dispute Future Medical Costs?

Insurance companies often challenge future cost estimates because higher projections can increase the value of a claim.

They may argue that the treatment will not be necessary, that recovery will be faster than expected, or that lower-cost options exist. Because these disputes are common, strong medical support and an experienced attorney are essential.

Schedule a Free Consultation With Our Prince William County, VA Personal Injury Attorneys

At Parthemos, Curran, Buelow and Polizzi, PLLC, we provide aggressive, personal representation for people facing serious injuries. Our team brings more than 120 years of combined experience and takes on complex cases that other firms may avoid. We do not accept cases unless we are ready to fight for our clients in court.

We can offer responsiveness, clear communication, and consistent follow-up throughout the legal process. If you are worried about how future medical expenses will be covered, call 540-662-4222 to schedule a free consultation with our Woodstock, VA catastrophic injury lawyers today.